New Construction Incentives: What Is the Real Deal?
Builder incentives can be valuable, but compare the entire economic package: price, financing, upgrades, closing costs, appraisal, timeline and lender restrictions.
October 5, 2026
Builder incentives can be valuable, but compare the entire economic package: price, financing, upgrades, closing costs, appraisal, timeline and lender restrictions.
Paying points can lower a mortgage rate, but the decision depends on upfront cost, monthly savings and how long you keep the loan.
The same seller concession budget can create very different buyer outcomes depending on whether it becomes a price cut, closing-cost credit or approved rate buydown.
The Federal Reserve is only part of the story. Mortgage rates reflect bond markets, lender pricing, borrower risk, loan structure and the property itself.
Adam can translate the broader market, development or ownership context into a property-specific conversation.