Insurance, HOA and community documents, property condition, mountain-home ownership, hazards, maintenance, utilities, and recurring ownership risk.
Assessed value, taxable value and the tax bill are different concepts. Buyers should verify the current parcel record and understand how a sale or exemption change could affect future taxes.
Regional hazard maps are useful screening tools, but they are not parcel-level engineering opinions. Use them to identify questions, then verify the property itself.
Low dues do not automatically mean a healthy association. Owners need to understand operating costs, reserves, capital obligations and the likelihood of special assessments.
A condo purchase includes the unit and a share of the association’s financial, insurance and governance risks. These are the documents and questions to review before your deadline.
For a mountain property, organize access, insurance, water, drainage, roof, heating, wildfire, snow, HOA, utility, and maintenance questions before they become post-closing surprises.
Adam can translate the broader market, development or ownership context into a property-specific conversation.
